UniCredit RO - Mobile Banking 25.2.44.0

The UniCredit Bank mobile application provides a user-friendly and secure interface designed to streamline various banking tasks effectively, thereby allowing users to focus on what truly matters.

• Quick Debit Card Access: Users can effortlessly request a virtual debit card directly from the home page or the “Offers” menu. The process is straightforward for both issuance and deactivation.
• Cashback Opportunities: The app enables users to activate offers within the ShopSmart cashback program, available in the “Offers” menu, allowing them to earn money back from transactions with over 100 partner retailers.
• Rapid Account Funding: To quickly credit their UniCredit account for contactless payments or loan payments, users can simply select the "Add money" icon on the Account page, fill in the required details, and authenticate as they would with any online transaction.
• Updating Contact Information: Users can easily update their phone numbers and email addresses through the "My Profile" menu, including the option to upload an ID picture for verification purposes.
• Automated Bill Payments: By activating a Direct Debit mandate under Payments/Utility Payments, users can ensure that their monthly bills are paid automatically from their current account. Limits can be set or mandates canceled at any time for added flexibility.
• Contactless Payments: To enable contactless payment via mobile, users need to navigate to the Cards/Card Info menu and select "Add to Google Pay," followed by enrollment of the card and activation of NFC on their device.
• Catching Cash Without Your Card: If users forget their debit card at home, they can access the mCash icon from the Accounts or Card menu (available for RON currency) to specify an amount and generate a withdrawal code for use at any UniCredit Romania cash withdrawal terminal.
• Utility Bill Payments: The app allows users to pay utility bills easily by scanning the barcode on their invoices without needing to fill out additional details.
• Card Management: Users have full control over their cards through the Cards menu, where they can set limits, block or unblock their card, and adjust online payment settings as required.
• Credit Card Repayment: Users can conveniently select repayment options through either the Payments or Cards menu after choosing the relevant credit card. The amount can be adjusted prior to authorization.
• Term Deposit Creation: Opening a term deposit has been simplified; users can select the desired option from the Products menu and complete the process with just a few clicks.
• Eliminating Digipass: For enhanced security, users can activate Mobile Token, which generates unique passwords for each authentication or transaction in Online Banking.

This robust suite of features positions the UniCredit Bank mobile application as a comprehensive tool for modern banking needs, catering effectively to a variety of user requirements.